Titan Management Solutions

The answer

6 months behind on bookkeeping

Six months is the distance where the story changes. You can no longer reconstruct a month from memory, the oldest statement is a download rather than a recollection, and anyone who asks for financials — a lender, a landlord, a new partner — is asking for something that does not exist.

A firm quotes $500 to $1,500 for four to six months behind and delivers in three to eight weeks after a discovery call. Titan reads the six statements and returns closed, tied-out books at $499, fixed and public, with the first month closed free so you read your own numbers before paying.

six months behind, priced

  • A bookkeeper or firm would quote$500 – $1,500
  • Titan, up to 6 months behind$499
  • Per month closed and tied out$83.17
  • Your first month, closed and tied out$0
  • Turnaround, statements to closed booksHours
Close one month free

No account, no card, no bank connection. Change the numbers.

01 / Market rates

What a firm charges to close six months behind.

The going US rates for a cleanup engagement starting from bank and card statements, for a business doing roughly 50 to 300 transactions a month. Quoted after a discovery call, in every case.

1 to 3 months behind

Typical quote$300 – $500
Timeline3 – 8 weeks

4 to 6 months behind

Typical quote$500 – $1,500
Timeline3 – 8 weeks

Twelve months behind

Typical quote$1,500 – $3,500
Timeline3 – 8 weeks

Two years or more

Typical quote$3,500 – $10,000+
Timeline3 – 8 weeks

At 6 months your quote comes from the row marked 4 to 6 months behind: $500 – $1,500. Extra accounts add 20 to 40%, and image-only scanned statements are the single most expensive input in cleanup.

02 / The size of the job

What six months actually is.

Statements to read
6 per account — 6 to 18 documents for a business with a card
Transactions
300 at 50 a month, 1,200 at 200 a month
Reconciliations
6 per account, each tied to the printed ending balance
Reports it produces
Six monthly P&Ls, a half-year P&L, a balance sheet as of the last closed day, a cash flow statement
By hand
20 to 40 hours for someone who has done it before. Most owners have not.

At 200 transactions a month, 6 months is roughly 1,200 lines to read, categorize and reconcile.

03 / What it is costing you

What six months behind puts at risk.

At half a year the exposure stops being theoretical: three separate people can ask you for the same missing document.

  • A loan or line of credit

    Every lender asks for interim financials — a P&L and balance sheet through the most recent closed month. There is no version of this conversation where a shoebox works, and underwriting timelines do not wait three to eight weeks for a cleanup engagement.

  • Two quarters of estimated tax

    Two payment dates have passed on guessed numbers. Closing the six months tells you whether you are ahead or behind before the next one.

  • Your own decisions

    Six months is long enough for a real problem to hide: a subscription nobody cancelled, a customer who stopped paying, a margin that slipped. You cannot see any of it in a bank balance.

Titan is not an accounting firm and does not give tax advice. The dates above are the ordinary federal calendar; your own filing obligations depend on your entity and your state, and a licensed CPA or preparer should review and sign the return.

04 / Titan's price

Public, fixed, and payable on this page.

Six months behind is covered by Catch-Up 6 at $499. Nothing is quoted, and the only thing that can move it is volume above 500 transactions a month, which is a published tier named before you pay.

Catch-Up 6

Up to 6 months behind

83.17 per month closed

$499

Buy

Catch-Up 12

Up to 12 months behind

83.25 per month closed

$999

Buy

Catch-Up 24

Up to 24 months behind

79.13 per month closed

$1,899

Buy

That is up to $1,001 less than a firm quotes for the same 6 months, delivered in hours rather than three to eight weeks.

Close one month free before you buy anything. Drop one statement and read the closed month, tied out to the ending balance your bank printed.

05 / A different distance

How far behind are you, really?

Any number of months up to 36, with your own transaction volume, on the instant estimate.

06 / Questions

What owners at six months behind ask.

How much does six months of catch-up bookkeeping cost?
A bookkeeper or firm charges roughly $500 to $1,500 for four to six months behind, quoted after a discovery call and delivered in three to eight weeks. Titan's public price for up to 6 months is $499, which is $83.17 per month closed, payable on the page with no call.
How long does it take you?
Hours, not weeks. Your first month is closed while you watch — typically well under four minutes from dropping the statement. The remaining months close after checkout and you get an email when the last one lands.
What if the six months span two tax years?
That is common and it changes nothing about the price — the package is priced on months, not on years. You get a closed P&L for each month plus the annual figures for each year the months fall in, so your preparer gets clean numbers for both.
Can my CPA check your work?
That is the point. Every figure in every statement clicks through to the source line on your own bank statement, every uncertain categorization is labelled as uncertain rather than buried, and the handoff export is importable by a preparer. We sell books your CPA can review instead of redo.

Start with one month, closed free.

One statement, one closed month, tied out to the figure your bank printed. No call, no card, no bank connection.

Close one month free

Read next