The answer
Bench shut down. What now?
Bench Accounting stopped operating on December 27, 2024 and was acquired by Employer.com three days later. Tens of thousands of US businesses spent 2025 with history they could not fully reach, or an export whose balances nobody had checked.
The short answer: you do not need the old platform. Your bank statements are the primary record, and a full set of monthly PDFs is enough to rebuild every month from scratch and tie each one to the ending balance your bank printed.
What it costs to rebuild
- Up to 6 months behind$499
- Up to 12 months behind$999
- Up to 24 months behind$1,899
- Your first month, closed and tied out$0
01 / What happened
The shutdown, in dates.
December 27, 2024
Bench Accounting ceased operations. The platform went dark the same day, and customers who logged in that morning could not reach their books. Bench's own transition notice states the company became insolvent on that date and no longer exists as a separate entity.
December 27, 2024
The shutdown notice advised customers to file a six-month IRS extension while they found a new bookkeeping partner, and pointed them at one recommended replacement.
December 30, 2024
Employer.com announced it had acquired Bench. Its statement said customer data remained intact and secure, with no disruption to historical records.
December 30, 2024 – March 7, 2025
The window customers were given to log back in and download their data. Businesses that exported in January had the smoothest time; the ones who waited had the hardest.
Since 2025
Historical Bench data is reached through the Employer.com-operated Bench login. Bench was reported to have served 35,000-plus US businesses before the shutdown; a later Employer.com announcement referred to supporting over 10,000 of those customers.
Dates and figures above come from public reporting and from Bench's own transition and press pages. We make no claim about the quality of anyone's work — only about what you can verify yourself, which is whether a month agrees with your bank.
02 / Where you stand
Three situations, and what each one actually needs.
You exported in time and the books look complete
Best case
Keep the export somewhere permanent and hand your preparer the ledger and the reports. You may still want the prior years re-derived from statements if a lender or a review asks for reconciliation evidence, because an export is a copy of conclusions, not proof of them.
You exported, but months are thin or the balances do not tie
The common case
This is a cleanup, not a data-recovery problem. Nothing in an export is more authoritative than the bank statement it came from, so the fix is to rebuild the affected months from the statements and compare. Whichever version ties out to the printed ending balance is the right one.
You never downloaded anything
Rebuild from statements
You still have every fact you need. Your bank keeps statements for years and the statements are the primary record — a full set of monthly PDFs is enough to reconstruct a general ledger, a P&L, a balance sheet and a reconciliation for every month, with no access to any old platform.
03 / The replacements
A year to rebuild, priced three ways.
Most Bench replacements are monthly services built to keep books current from today forward. That is a different job from reconstructing the years behind you, and it is worth being clear which one you are buying.
What you pay
- Firm or new retainer
- $1,500 – $3,500 for a year
- Software, yourself
- $30 – $90 a month, forever
- Titan
- $999, once
How long
- Firm or new retainer
- 3 – 8 weeks
- Software, yourself
- As long as it takes you
- Titan
- Hours to days
What you connect
- Firm or new retainer
- Often bank credentials
- Software, yourself
- Bank credentials
- Titan
- Nothing — statements only
Before you commit
- Firm or new retainer
- A discovery call and a proposal
- Software, yourself
- A software trial
- Titan
- One month of your books, closed and tied out
Ongoing commitment
- Firm or new retainer
- Usually a monthly retainer
- Software, yourself
- A subscription
- Titan
- None. You are buying the months you are behind
If it happens again
- Firm or new retainer
- You keep your files
- Software, yourself
- You keep your file
- Titan
- Your ledger and reports export as CSV and PDF at any time, no request needed
How far behind
Typical quote
Timeline
1 to 3 months behind
$300 – $500
3 – 8 weeks
1 to 3 months behind
4 to 6 months behind
$500 – $1,500
3 – 8 weeks
4 to 6 months behind
Twelve months behind
$1,500 – $3,500
3 – 8 weeks
Twelve months behind
Two years or more
$3,500 – $10,000+
3 – 8 weeks
Two years or more
A firm is the right answer when your books need judgment a document cannot supply — a partnership split, inventory reconstruction, years of commingled personal spending. Statements are enough for everything else.
04 / Titan's price
One price, paid once, on this page.
Close one month free before you buy anything. Drop one statement — a month Bench left behind is a fine one to test with, because you can compare our number to theirs and to your bank.
05 / Questions
The rest of what Bench customers ask.
- When exactly did Bench shut down?
- Bench Accounting ceased operations on December 27, 2024. Its transition notice states the company became insolvent that day and no longer exists as a separate entity. Employer.com announced its acquisition of Bench on December 30, 2024.
- Can I still get my data out of Bench?
- Customers were given a download window that ran from December 30, 2024 to March 7, 2025, and historical data has since been reached through the Employer.com-operated Bench login. If you can still get in, export everything now and keep a copy off the platform. If you cannot, you do not need it: your bank statements are the primary record and are enough to rebuild the books.
- My Bench books do not match my bank. Which one is right?
- The bank statement. A printed ending balance from your bank is the fact every set of books has to agree with — that agreement is what reconciliation means. Any month whose books do not tie to that figure is unfinished, regardless of which system produced it.
- Do I have to redo the years Bench already did?
- Only the ones that matter to someone. If a year is already filed and nobody is asking questions, leave it. Redo a year when it will be read: a loan application, a due-diligence request, an amended return, or a CPA who says the balances do not reconcile.
- How far back can my bank give me statements?
- Most US banks keep seven years of statements in online banking, and often longer on request. Two years back is almost always a matter of downloading twelve or twenty-four PDFs, which is the entire input a reconstruction needs.
- Is Titan a monthly service like Bench was?
- No, and that is deliberate. There is no subscription and no retainer — you pay once for the months you are behind. There is also nothing to connect: Titan never asks for bank credentials, never touches an account and never moves money. We do not file returns or give tax advice; a licensed CPA should sign your return.
- What if Titan goes away too?
- That is a fair question to ask any vendor after Bench. Your ledger and your statements export to CSV and PDF from inside the product, at any time, with no support request. Keeping your own copy is one click and we recommend it.
Rebuild one month and check it yourself.
No credentials, no retainer, no call. One statement, one closed month, tied out to the figure your bank printed — and every number clicks through to the line it came from.