Titan Management Solutions

The answer

12 months behind on bookkeeping

Twelve months behind is a whole fiscal year with no P&L, no balance sheet and no ledger. It is the distance at which the problem stops being bookkeeping and becomes filing: whatever went on the return was an estimate, or the return has not gone in at all.

The market rate to rebuild a year from statements is $1,500 to $3,500 with a three-to-eight-week timeline. Titan's public price is $999 for up to 12 months — $83.25 per month closed — and the first month closes free, on screen, tied out to the ending balance your bank printed.

a year behind, priced

  • A bookkeeper or firm would quote$1,500 – $3,500
  • Titan, up to 12 months behind$999
  • Per month closed and tied out$83.25
  • Your first month, closed and tied out$0
  • Turnaround, statements to closed booksHours
Close one month free

No account, no card, no bank connection. Change the numbers.

01 / Market rates

What a firm charges to close a year behind.

The going US rates for a cleanup engagement starting from bank and card statements, for a business doing roughly 50 to 300 transactions a month. Quoted after a discovery call, in every case.

1 to 3 months behind

Typical quote$300 – $500
Timeline3 – 8 weeks

4 to 6 months behind

Typical quote$500 – $1,500
Timeline3 – 8 weeks

Twelve months behind

Typical quote$1,500 – $3,500
Timeline3 – 8 weeks

Two years or more

Typical quote$3,500 – $10,000+
Timeline3 – 8 weeks

At 12 months your quote comes from the row marked Up to twelve months behind: $1,500 – $3,500. Extra accounts add 20 to 40%, and image-only scanned statements are the single most expensive input in cleanup.

02 / The size of the job

What a year actually is.

Statements to read
12 per account — 12 to 36 documents for a business with a card or two
Transactions
600 at 50 a month, 2,400 at 200 a month, 6,000 at 500
Reconciliations
12 per account, each tied to the printed ending balance, in order
Reports it produces
Twelve monthly P&Ls, an annual P&L, a year-end balance sheet, a cash flow statement, the full ledger and a preparer handoff
By hand
60 to 100 hours. This is the distance where owners start and abandon.

At 200 transactions a month, 12 months is roughly 2,400 lines to read, categorize and reconcile.

03 / What it is costing you

The clock on a full year.

A missing year is the only distance that has a hard legal deadline attached to it.

  • The return itself

    A preparer cannot produce a return from a bank balance. Filing on estimates leaves you exposed on both sides: an overstatement you pay for and an understatement you may pay penalties and interest on.

  • Extended deadlines

    September 15 for extended S-corp and partnership returns, October 15 for extended individual returns. An extension moves the filing date, never the payment date.

  • The prior-year opening balance

    A year cannot be closed correctly if the year before it is unknown — the first month has to open on a balance somebody can explain. If we find one we cannot explain, we say so before you pay, not after.

  • Depreciation and loans

    Twelve months of loan payments are principal and interest mixed together in one line; equipment bought during the year is not an expense in full. Both are reconstruction, and both are wrong by default in an uncategorized export.

Titan is not an accounting firm and does not give tax advice. The dates above are the ordinary federal calendar; your own filing obligations depend on your entity and your state, and a licensed CPA or preparer should review and sign the return.

04 / Titan's price

Public, fixed, and payable on this page.

A year behind is covered by Catch-Up 12 at $999. Nothing is quoted, and the only thing that can move it is volume above 500 transactions a month, which is a published tier named before you pay.

Catch-Up 6

Up to 6 months behind

83.17 per month closed

$499

Buy

Catch-Up 12

Up to 12 months behind

83.25 per month closed

$999

Buy

Catch-Up 24

Up to 24 months behind

79.13 per month closed

$1,899

Buy

That is $501 – $2,501 less than a firm quotes for the same 12 months, delivered in hours rather than three to eight weeks.

Close one month free before you buy anything. Drop one statement and read the closed month, tied out to the ending balance your bank printed.

05 / A different distance

How far behind are you, really?

Any number of months up to 36, with your own transaction volume, on the instant estimate.

06 / Questions

What owners at a year behind ask.

How much does it cost to catch up a year of bookkeeping?
Bookkeepers and firms quote roughly $1,500 to $3,500 to rebuild twelve months from bank and card statements, after a discovery call, delivered in three to eight weeks. Titan's public price is $999 for up to 12 months, which is $83.25 per month closed, with the first month closed free before you pay.
Will my CPA accept books rebuilt from statements?
Reconstruction from bank and card statements is how cleanup is done, by firms as well as by us. What decides whether a preparer accepts it is whether each month ties out to the statement's own ending balance and whether every figure traces to a source line. Both are what Titan delivers, and the handoff includes the ledger as CSV plus a preparer-importable export.
What about receipts? I do not have most of them.
You do not need them for the books to close. Statements establish what was paid, to whom and when, which is what the ledger and the reports are built from. Receipts matter for substantiating specific deductions in an audit, and for the handful of transactions we flag as ambiguous — send the ones you have, skip the ones you do not.
Can you do the year and then keep me current?
Yes, and that is the normal path. Once the year is closed we prompt you at each period end and a Keep Current pack covers the next 6 or 12 months as a single purchase. There is no subscription and nothing renews on its own.

Start with one month, closed free.

One statement, one closed month, tied out to the figure your bank printed. No call, no card, no bank connection.

Close one month free

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